‡‡Terms & Conditions‡‡

Our Terms and Conditions:

The following terms and conditions of use (hereinafter referred to as the "terms and conditions") regulate your use of the www.selfemployedhealth.net web site (hereinafter "the site"). The Site is owned and made available by Portland Insurance Specialists company (hereinafter "PIS"). By using, accessing, viewing the site, you accept and agree to these terms and conditions as applied to your use of the site. If you do not agree to these terms and conditions, you may not use the site. PIS reserves the right to change, add, modify or remove any part of our terms and conditions.

1. Benefits available on the site:
Through the site we offer benefits by which consumers may apply to get insurance quotes from our affiliated agents, brokers and carriers. We try to provide information to consumers they can use to make decisions about insurance. Once you filled out our insurance request form we then provide that information to our affiliated agents, brokers or carriers. Our affiliates may try to contact you directly, by phone, e-mail or by mail to provide you with quotes.

PIS is not an agent, broker or carrier nor does it provide quotes to the consumer. All quotes are provided by licensed insurance agents that are affiliated with us. PIS does not issue any insurance contracts or bind coverage. PIS does not recommend or endorse any carriers, companies or insurance policies. PIS is not responsible in any way for the conduct of any agent, broker or carrier and does not guarantee that any insurance agent, broker and/or carrier to whom we provide your request form will contact you or agree to provide you with coverage.

PIS reserves the right to change, modify, remove or suspend any aspect of the site without notice or penalty.

2. Copyright laws of the site:
All services, materials and logos located on the site are owned by and property of PIS unless otherwise indicated. All materials are protected by the United States copyright laws and all other applicable laws. Reproduction or deletion, by any means, of any materials, service marks, logos or the name of PIS, is expressly prohibited by law without the prior written consent of PIS.

3. Consumer information:
All consumer information that is submitted by using the site or other online forms on the site, by e-mail, or in any other manner, are set for in the site's privacy policy. Please read our privacy policy before using the site.

4. Disclaimer of Warranty and Limitation of Liability:
THE USE OF THE SITE IS ENTIRELY AT YOUR OWN RISK. IN NO EVENT SHALL PIS BE LIABLE TO YOU, OR TO ANY THIRD PARTIES, FOR ANY DAMAGES YOU OR A THIRD PARTY MAY SUSTAIN DUE TO YOUR USE OR INABILITY TO USE THE SITE OR ANY SERVICES, MATERIALS, EVEN IF PIS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. PIS IS IN NO WAY LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOST REVENUES OR LOST PROFITS, WHICH MAY RESULT FROM THE USE OF, ACCESS TO, OR INABILITY TO USE THESE MATERIALS. UNDER NO CIRCUMSTANCES WILL THE TOTAL LIABILITY OF PIS TO YOU EXCEED THE PRICE PAID FOR USE OF THE SITE. THE SITE AND MATERIALS ARE PROVIDED "AS IS." TO THE MAXIMUM EXTENT PERMITTED BY LAW, PIS DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. PIS DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE SITE OR ANY MATERIALS WILL MEET ANY REQUIREMENTS OR NEEDS YOU MAY HAVE, OR THAT THE SITE OR ANY MATERIALS WILL OPERATE IN AN ERROR FREE OR UNINTERRUPTED FASION, OR THAT ANY DEFECTS OR ERRORS IN THE SITE OR MATERIALS WILL BE CORRECTED.

5. Links:
This site may contain links to other third-party internet web sites for the purpose of locating other information that may be of interest to you. Please be aware that we have no control over these web sites and our privacy policy does not adhere to these web sites, and PIS clearly disclaims any responsibility for the information, content, accuracy or quality of services provided by these third-party sites.

6. Acceptance of these terms and conditions:
By using this Site you accept our terms and conditions. If you do not accept these terms and conditions, please do not use the site.

For further information or with any questions please feel free to e-mail us at: admin@selfemployedhealth.net.

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